Mr. Chan, a salesperson and his wife, a buyer of toy company, are living in their own property after getting married. Unfortunately, Mrs. Chan was laid off by the company due to the economic downturn, and Mr. Chan had a great financial burden on family. However, the business of his company was affected and hence the income was reduced. At the same time, he had to cope with the mortgage repayment and prepare for the arrival of new lives, the additional expenses brought great financial pressure to them.

Mr. Chan got to know UA Property Owner’s Loan offers large amount of cash without the need of property deeds & collaterals, which helps property owners to have flexibility on their cashflow. As a result, they apply for UA Property Owner’s Loan and has got approved a loan amount of HK$1.2 million, the whole loan procedure from application to disbursement was completed in 24 hours, and this large loan helped them to solve all financial problems. Other than that, UA offered a HK$120,000 e-Cash Revolving Loan, no interest would be charged for any unused credit. Having this credit line, it allows them to have flexibility to deal with unexpected expenses and plan for their future.