- Online Welcome Offer1 with HKTVmall e-Gift Voucher or foodpanda Voucher (Valued at HK$300) upon successful application
- Apply online anytime anywhere, no face-to-face contact required
- Instant approval & cash transferred to your account 7 days a week*
1 year from now, Patrick took the offer of being a manager in Shanghai office of a multi-national trading company. After that, he decided to settle down and purchase a flat in Shanghai.
He earns HK$35,000 per month but still lacking in a lump-sum to pay the deposit. Before he went back to Hong Kong to make a loan application, Patrick knew that UA offers i-Money Internet Personal Loan that the loan application procedures can be completed through online from talking with some expatriates from Hong Kong in a gathering. It doesn’t need any face-to-face contact and cash will be transferred to the designated account upon approval.
He then applied loan through internet and a loan amount of HK$300,000 had been transferred to his account very soon. Other than that, UA also credited him a HK$75,000 e-Cash Revolving Loan for managing other expenses related to his flat purchase. No interest will be charged for any unused credit.
Tom's Financial Profile
|Years of servicing||3 years|
|Monthly income (with comission)||Around HK$40,000|
|Loan amount applied||HK$100,000|
|i-Money Internet Loan amount||HK$100,000|
|e-Cash" Revolving Loan amount||HK$50,000|
Patrick's Financial Profile
|Years of servicing||1 years|
|Loan amount applied||HK$300,000|
|i-Money Internet Loan amount||HK$300,000|
|e-Cash Revolving Loan amount||HK$75,000|
*Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday to Sunday (9:00am-5:30pm) and except public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
1 New customers refer to the customers who have not applied loan with the Company through any channels in the past 24 months and have not held any active loan accounts with the Company in the past 24 months from the date of application. Terms & Conditions apply. For details, please click here.
Key Facts Statement for Installment Loan:
- The minimum and maximum repayment period is 3 months and 60 months respectively.
- The maximum annual percentage rate is 48%.
- A representative example of total cost for a loan below is for reference only:
- Loan amount: HK$10,000
- Monthly installment of HK$1,815 for 6 months
- Interest rate: 2.5% per month
- Annual percentage rate: 30%
- Total repayment amount: HK$10,890