i-Money Internet Personal Loan
Whole loan process completed 24x7 online. Instant cash transfer by FPS*.
  • Apply online anytime anywhere, no face-to-face contact required
  • Instant approval & cash transferred to your account*
  • 【Property Owner Exclusive】No property deed required, large loan amount up to $1,000,000 for flexible cash out

P-Loan (Personal Loan) | Online Loan Apply | UA Finance

UA Finance is offering i-Money Internet P-Loan (Personal Loan) for you! You can fully complete by online with instant approval and cash transfer by FPS!

How to apply for a personal Internet loan from UA finance?

UA Finance is offering I-Money Internet P-Loan (Personal Loan) for you! You can get it online with instant approval and cash transfer by FPS. It makes the process of approving your ploan seamless and simple. You can get instant personal loan approval and FPS’s instant cash transfer facility, even on weekends. UA finance operates 24 by 7 to help you approve your personal loan and deliver first customer service. Both new and existing customers can enjoy high cash rewards of up to $ 18,000. For instant personal loan approval and cash transfer in your account, you need not be physically present as you can easily apply online for the ploan. Another benefit the company offers is no requirement of a property deed, offering personal loans up to $1,000,000 in cash. You can easily get a personal Internet loan by surfing the Internet and need not wait for several days to get through the loan application procedures. The minimum repayment period for a personal loan is 3 months, whereas the maximum is 60 months.

Getting a reasonable interest rate on your ploan will depend on your monthly income and the amount of loan you have applied for. Applicants must be aware of the fact that personal loans generally come for a short amount in contrast to other types of loans, and this is the reason why you must know about the eligibility criteria before applying for a ploan from UA finance. Sanctioning of personal loans in Hong Kong is easily done without requiring any collateral. You need not give any collateral against a personal loan from UA finance, which helps most people who lack assets. Personal loans from UA finance are extremely beneficial since they can be used for a variety of reasons and purposes. You can take a personal loan to support the cost of your children’s education or to support weddings in your family. Most people obtain personal loans from the company for completing repair works or household renovation. Others require a personal loan to meet their household expenses.

How can you get the best personal loan in Hong Kong?

Hong Kong is one of the most important destinations worldwide. Private and public sector banks and other trustworthy financial institutions offer many personal loan solutions. One of the most important ploans, mostly taken by people residing in Hong Kong, is supposed to be a personal loan. Unlike huge loans like home and business loans, personal loans can be taken easily and in small amounts. Although personal loans are readily available in any financial institution, thorough research will help you get the best personal loan at reasonable rates in Hong Kong.

What are the requirements for clients to get a personal loan from UA finance?

You should follow common requirements for getting a personal loan from UA finance.

  • It is important for the borrower to be a minimum of 18 years of age or above and must be a permanent resident of Hong Kong.
  • You will be required to give proof of address, including all the documents mentioning your residential address, such as bank statements, the latest utility bill, tenancy agreement, etc.
  • The next important statement is the proof of income. You can provide mandatory Provident fund statements and the latest salary slips as supporting documents of your income. Self-employed individuals with no steady employment income, along with employees whose income is based on Commission, can showcase their regular income with the help of their company or personal bank passbooks.
  • As an important part of the evaluation procedure, UA finance may access your credit history report from CRA. Having good credit history and the ability to repay the ploan are some essential factors that will be considered for approval of your loan.

UA finance’s eligibility criteria and ploan approval process are easy and smooth. Sanctioning a personal loan from UA finance is much better than applying for a loan from money lenders at a high repayment cost.

How can you obtain a loan for business in Hong Kong?

Several ex-pats in Hong Kong love business and require loans to fund their business operation. Even though the interest rate on Hong Kong dollar deposits in banking institutions has reached almost 0 over a few years, financial institutions hold tight lending policies. As a result, medium and small companies that lack assets and capital for expansion find it difficult to get a ploan for their business. This is why a personal loan is offered by UA finance, the most accessible loan for ex-pats that helps them take loans whenever and wherever they want. A personal loan from UA finance in Hong Kong is the most accessible financial source for these companies and individuals.

Tom is a shop supervisor of a renowned retailing group for luxury watch and jewellery, with around HK$40,000 monthly income (including commission). According to the recent good business of the shop, Tom felt that the economy would flourish and that provided a good investment opportunity. For that, he needed a capital of HK$100,000 but it was hard for him to go to financial institutions to apply loan due to the long working hours.


Till a night at home, Tom has found a promotion of UA i-Money Internet Personal Loan while surfing the internet and knew that the loan application procedures can be completed through internet. It doesn’t need any face-to-face contact and cash will be transferred to the designated account upon approval. Then, he applied loan online immediately and a loan amount of HK$100,000 had been transferred to his account very soon. Other than that, UA also credited him a HK$50,000 e-Cash Revolving Loan for emergency use, no interest will be charged for any unused credit.

1 year from now, Patrick took the offer of being a manager in Shanghai office of a multi-national trading company. After that, he decided to settle down and purchase a flat in Shanghai.


He earns HK$35,000 per month but still lacking in a lump-sum to pay the deposit. Before he went back to Hong Kong to make a loan application, Patrick knew that UA offers i-Money Internet Personal Loan that the loan application procedures can be completed through online from talking with some expatriates from Hong Kong in a gathering. It doesn’t need any face-to-face contact and cash will be transferred to the designated account upon approval.


He then applied loan through internet and a loan amount of HK$300,000 had been transferred to his account very soon. Other than that, UA also credited him a HK$75,000 e-Cash Revolving Loan for managing other expenses related to his flat purchase. No interest will be charged for any unused credit.

Tom's Financial Profile

Occupation Retailing
Title Shop supervisor
Years of servicing 3 years
Monthly income (with comission) Around HK$40,000
Loan amount applied HK$100,000
i-Money Internet Loan amount HK$100,000
e-Cash" Revolving Loan amount HK$50,000

Patrick's Financial Profile

Occupation Trading
Title Manager
Years of servicing 1 years
Monthly income HK$35,000
Loan amount applied HK$300,000
i-Money Internet Loan amount HK$300,000
e-Cash Revolving Loan amount HK$75,000


+ As of Jan 2024, UA’s cash reward is the highest among the major financial companies in Hong Kong.
1 New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
^ Cash Reward Offer is subject to terms and conditions. For details, please click here.
* Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday(9:00am-12:30pm) and except Sunday and public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.


Key Facts Statement for Installment Loan:

  1. The minimum and maximum repayment period is 3 months and 60 months respectively.
  2. The maximum annual percentage rate is 36%.
  3. A representative example of total cost for a loan below is for reference only:
    • Loan amount: HK$10,000
    • Monthly installment of HK$1,815 for 6 months
    • Interest rate: 2.5% per month
    • Annual percentage rate: 30%
    • Total repayment amount: HK$10,890