1 New and existing customers refer to the customers who have not held any active loan accounts with the Company in the past 24 months from the date of application, excluding e-Cash Revolving Loan Account opened within the Promotion Period.
2 Terms & Conditions apply. For details, please click here.
*Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday to Sunday (9:00am-5:30pm) and except public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
**The servicing hours for Saturday and Sunday is 9:00am-6:00pm.
#United Asia Finance Limited (“the Company”) is the sole financial institution in Hong Kong that does not require customer (including new and existing customers) to provide document proof for the application of “NO SHOW” Personal Loan. Nevertheless, customer has to fulfill the respective credit requirements by the Company. Otherwise, customer might be required to come to the branches in person to provide relevant document.
`Instant electronic transfer service is not available during the system maintenance period (Monday to Sunday 9:00pm-12:00am, Sunday 12:00am-8:30am and 1:45pm-3:15pm) and subject to the limitation of individual bank’s service terms and conditions. The accumulated daily withdrawal amount is HK$50,000 or below (No limitation within the Company’s business hours).
^The offer is applicable to both “New Customers” and “Existing Customers”. “New Customers” refer to the customers who do not currently hold, or have not held any type of loans in the Company within 24 months before the loan application date. “Existing Customers” refer to the customers who are not New Customers and have not entitled to any offer under this promotion. The maximum credit limit of 0% e-Cash Revolving Loan for the first year is HK$100,000 or 10% of the respective instalment loan amount (whichever is lower). In accordance with the loan agreement, customers are obliged to repay the principal on time, otherwise customers may be liable for the respective finance charge and/or late charge. In addition, the account annual fee will be charged after the waiver in first year. Terms & Conditions apply. For details, please click here.
+Selected customers refer to new customers who do not have any loan account at our company or customers whose loan account at our company has been settled for more than 3 months. The maximum credit limit of 0% e-Cash Revolving Loan for the first year is $200,000 or 50% of respective tax loan amount (whichever is lower). In accordance with the loan agreement, customers are obliged to repay the principal on time, otherwise customers may be liable for the respective finance charge and/or late charge. In addition, the account annual fee will be charged after the waiver in first year.
Key Facts Statement for Installment Loan:
- The minimum and maximum repayment period is 3 months and 60 months respectively.
- The maximum annual percentage rate is 48%.
- A representative example of total cost for a loan below is for reference only:
- Loan amount: HK$10,000
- Monthly installment of HK$1,815 for 6 months
- Interest rate: 2.5% per month
- Annual percentage rate: 30%
- Total repayment amount: HK$10,890