*Loan approval and electronic transfer service is available from Monday to Friday (09:00-18:30), Saturday to Sunday (09:00-17:30) and except public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
**The servicing hours for Saturday and Sunday is 9:00 am to 6:00 pm.
#United Asia Finance Limited (“the Company”) is the sole financial institution in Hong Kong that does not require customer (including new and existing customers) to provide document proof for the application of “NO SHOW” Personal Loan. Nevertheless, customer has to fulfill the respective credit requirements by the Company. Otherwise, customer might be required to come to the branches in person to provide relevant document.
‵Instant electronic transfer service is not available during the system maintenance period (Monday to Sunday 21:00-24:00 and Sunday 00:00-08:30) and subject to the limitation of individual bank’s service terms and conditions. The accumulated daily withdrawal amount is HK$50,000 or below (No limitation within the Company’s business hours).
+100% Approval Guaranteed applies to customers who can meet the credit criteria of our company, including a satisfactory result from the external credit reference agency.
^Selected customers refer to new customers who do not have any loan account at our company or customers whose loan account at our company has been settled for more than 3 months. 0% e-Cash Revolving Loan credit limit is up to $200,000 or 50% of respective tax loan amount (whichever is lower).
Key Facts Statement for Installment Loan:
- The minimum and maximum repayment period is 3 months and 60 months respectively.
- The maximum annual percentage rate is 48%.
- A representative example of total cost for a loan below is for reference only:
- Loan amount: HK$10,000
- Monthly installment of HK$1,815 for 6 months
- Interest rate: 2.5% per month
- Annual percentage rate: 30%
- Total repayment amount: HK$10,890