i-Money Internet Personal Loan

24x7x365 Fully online service, instant approval and cash transfer by FPS including Sat & Sun*.

"NO SHOW" Personal Loan

Just a phone call and and no proof is needed#. Our representative will complete the application for you all over the week**, instant cash transfer by FPS upon approval*.

Debts Consolidation Loan

Clear all your loans even huge amount, to save much interest expense!

Newlyweds Loan

0% Interest Personal Loan Offer1, loan amount up to HK$100,000, helping newlyweds with overspent credit card interest expenses!

e-Cash Revolving Loan

Simply apply once and enjoy unlimited access, can make cash transfer round the clock via phone, internet or mobile APP`

Property Owner's Loan

Easy cash-out for investment and financing purposes with high loan amount and long repayment period with revolving loan option.

New Renter’s Loan

Easy cash-out for financing with loan amount up to 10x monthly rental.

SME Loan

Regardless of the nature and size of your business, simple application procedures and no collateral is required. Enjoy flexible loan type with installment or revolving loan option.

Loan for Higher Education Students

No matter you want to apply a course for further study or study expenses, UA Loan for Higher Education Students is the perfect choice.

100% Approval Guaranteed Tax Loan+

Selected customers who apply Tax Loan successfully, can enjoy 0% e-Cash Revolving Loan^ for the first year, no any hidden fee.

Corporate Tax Loan

100% guaranteed approval+ and simple application procedures! Regardless of your business nature and size, UA Corporate Tax Loan helps you let go of your tax burden!

*Loan approval and electronic transfer service is available from Monday to Friday (09:00-18:30), Saturday to Sunday (09:00-17:30) and except public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.

**The servicing hours for Saturday and Sunday is 9:00 am to 6:00 pm.

#United Asia Finance Limited (“the Company”) is the sole financial institution in Hong Kong that does not require customer (including new and existing customers) to provide document proof for the application of “NO SHOW” Personal Loan. Nevertheless, customer has to fulfill the respective credit requirements by the Company. Otherwise, customer might be required to come to the branches in person to provide relevant document.

Instant electronic transfer service is not available during the system maintenance period (Monday to Sunday 21:00-24:00 and Sunday 00:00-08:30) and subject to the limitation of individual bank’s service terms and conditions. The accumulated daily withdrawal amount is HK$50,000 or below (No limitation within the Company’s business hours).

+100% Approval Guaranteed applies to customers who can meet the credit criteria of our company, including a satisfactory result from the external credit reference agency.

^Selected customers refer to new customers who do not have any loan account at our company or customers whose loan account at our company has been settled for more than 3 months. 0% e-Cash Revolving Loan credit limit is up to $200,000 or 50% of respective tax loan amount (whichever is lower).

1The offer is only applicable to new customer (Newlyweds or Engaged Couples) who never have any type of loans in the Company. The maximum loan amount for the offer is HK$100,000 and the monthly repayment amount will be charged and rounded up to the nearest integer, the maximum repayment period is 12 months. We reserve the right to make final decision on loan approval. Terms and Conditions apply. For details, please click here or contact our Customer Service Officer for enquiries.

Key Facts Statement for Installment Loan:

  1. The minimum and maximum repayment period is 3 months and 60 months respectively.
  2. The maximum annual percentage rate is 48%.
  3. A representative example of total cost for a loan below is for reference only:
    • Loan amount: HK$10,000
    • Monthly installment of HK$1,815 for 6 months
    • Interest rate: 2.5% per month
    • Annual percentage rate: 30%
    • Total repayment amount: HK$10,890