Michelle was an university student of Year 2, she got a part-time job and earned around HK$12,000 a month. She joined an Europe study tour for a month in summer. The tuition fee and other expenses were all paid by credit cards.  She was worried after receiving the credit card bills when she returned to Hong Kong.

One day, she came across UA’s TV Commercial and called the Customer Service Hotline. After detail explanation by the UA staff, she decided to apply for Higher Education Student Loan. As she had part-time earnings, she was successfully approved HK$50,000 to settle the credit card debts. She didn’t have to worry about her credit card debts anymore.

Jasper will be a Year 3 university student this year. Apart from doing summer jobs, he wanted to apply a summer course to further improve his knowledge but he was worried of not having enough money for the course fee.

Jasper read about UA Higher Education Student Loan from online advertising and decided to apply it via internet. UA has approved a loan amount of HK$30,000 and at the same time, a UA e-Cash Revolving Loan of HK$10,000 was offered. It helps on his part-time course fee and get “ready cash” for future use. As long as no drawdown on e-Cash Revolving Loan has been made, no interest will be charged.