e-Cash Revolving Loan
Just apply once and enjoy unlimited usage of the approved credit line, round the clock instant cash transfer service via phone, internet or mobile APP`.

Jacky earns around HK$59,000 per month by running a boutique. He will get married soon and worries about the expenses of wedding party and honeymoon as he has spent much on the decoration for his boutique recently. Recommended by his friend, he applied UA e-Cash Revolving Loan. With simple application procedure and no interest charge for unused credit^, HK$200,000 e-Cash Revolving Loan credit is approved for his urgent needs. From now on, he doesn’t need to worry about his wedding expenses and has extra cash for running his business.

Mandy is a financial analyst. She wanted to take the opportunity to invest on some popular stock. However, her family suddenly needed a large amount of money for unexpected use, so she didn’t have enough capital for further investment. Mandy heard about UA e-Cash Revolving Loan from advertisement and she decided to apply it through the branch. Finally, UA approved a credit amount of HK300,000 to her and she has not missed this valuable investment opportunity. Most important of all, no interest will be charged for unused credit^. And now, Mandy can transfer cash to her designated account via internet or phone even when she is having business trip.

Jacky's Financial Profile

Occupation Owner of a boutique
Operating years 2 years
Profit HK$59,000
Expense of wedding party HK$150,000
e-Cash Revolving Loan amount HK$200,000

Mandy's Financial Profile

Industry Financial sector
Title Financial Analyst
Years of servicing 5 years
Monthly income HK$46,000
Capital needs for investment HK$230,000
e-Cash Revolving Loan amount HK$300,000


`Instant electronic transfer service is not available during the system maintenance period (Monday to Sunday 9:00pm-12:00am, Sunday 12:00am-8:30am and 1:45pm-3:15pm) and subject to the limitation of individual bank’s service terms and conditions. The accumulated daily withdrawal amount is HK$80,000 or below (No limitation within the Company’s business hours).

#Interest is calculated from the day of payment instruction issued by the company.

^In accordance with the loan agreement, customers are obliged to pay the account annual fee.