Limited Time Welcome Offer up to HK$3,200
From now until May 31, 2019, no matter the loan amount, new customer1 can get cash rewards2 up to HK$3,200. Apply Now!

Amt of Personal
Instalment Loan
e-Cash Opening Reward
Personal Loan Reward
Limited Time Welcome Offer (A+B)
< HK$10,000 HK$200 HK$100 HK$300
HK$10,000 – HK$29,999 HK$200 HK$500 HK$700
HK$30,000 – HK$49,999 HK$200 HK$800 HK$1,000
HK$50,000 – HK$69,999 HK$200 HK$1,500 HK$1,700
HK$70,000 – HK$89,999 HK$200 HK$2,500 HK$2,700
>= HK$90,000 HK$200 HK$3,000 HK$3,200


1New customer is defined as not having held any form of loan transaction with the Company within the past 24 months from the application date.
2Terms & Conditions apply. For details, please click here.

Key Facts Statement for Instalment Loan:

  1. The minimum and maximum repayment period is 3 months and 60 months respectively.
  2. The maximum annual percentage rate is 48%.
  3. A representative example of total cost for a loan below is for reference only:
    • Loan amount: HK$10,000
    • Monthly instalment of HK$1,815 for 6 months
    • Interest rate: 2.5% per month
    • Annual percentage rate: 30%
    • Total repayment amount: HK$10,890