Best-in-town+ offer! Cash Reward^ up to HK$18,000
From now until Apr 30, 2024, new and existing customers1 enjoy Cash Reward^ up to HK$18,000 upon successful loan application and drawdown!

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+ As of Jan 2024, UA’s cash reward is the highest among the major financial companies in Hong Kong.
^ Cash Reward Offer is subject to terms and conditions. For details, please click here.
1 New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.

Key Facts Statement for Instalment Loan:

  1. The minimum and maximum repayment period is 3 months and 60 months respectively.
  2. The maximum annual percentage rate is 36%.
  3. A representative example of total cost for a loan below is for reference only:
    • Loan amount: HK$10,000
    • Monthly instalment of HK$1,815 for 6 months
    • Interest rate: 2.5% per month
    • Annual percentage rate: 30%
    • Total repayment amount: HK$10,890