UA “Click to Loan”
New loan experience on mobile, it’s just that easy!
  • Express loan service from application to cash transfer at your fingertips
  • Click for cash* through FPS
1st in HK1
The 1st money lender1 to introduce instant ID verification covering New Smart ID Card. Unmanned loan. Accio cash!
Brand New Experience of YESSSSSS UA app:
Apply, drawdown, transfer whenever you want. An easy-to-use interface, faster and easier.
All in the app:
100% Online, Just “Click to Loan” in Yes UA app, complete application in just 3 minutes and receive real-time update on loan offer.
One Click for Cash*:
Unmanned loan for Yes UA app, allows you to get cash stress-free at midnight via FPS.

If Android user cannot use Google Play, please follow the steps below to install Android application package (APK) on your mobile device:

  • Ensure your device allows installation from “Unknown Sources”. You can check the setting of “Unknown Sources” from your device security settings.
  • Download the APK file.
  • Open the APK file and install.
  • Disable “Unknown Sources” after successful APK installation.

(Note: Instruction could be varied across models and operating systems.)

Comparing the main money lenders in HK.
+As of Jan 2024, UA’s cash reward is the highest among the major financial companies in Hong Kong.
*Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday(9:00am-12:30pm) and except Sunday and public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.


+ As of Jan 2024, UA’s cash reward is the highest among the major financial companies in Hong Kong.

Key Facts Statement for Installment Loan:

1.The minimum and maximum repayment period is 3 months and 60 months respectively.
2.The maximum annual percentage rate is 36%.
3.A representative example of total cost for a loan below is for reference only:

  • Loan amount: HK$10,000
  • Monthly installment of HK$1,815 for 6 months
  • Interest rate: 2.5% per month
  • Annual percentage rate: 30%
  • Total repayment amount: HK$10,890