UA “Click to Loan”
New loan experience on mobile, it’s just that easy!
1st in HK1
The 1st money lender1 to introduce instant ID verification covering New Smart ID Card, leading an innovative loan experience.
All in Mobile:
Express loan service from application, approval, cash transfer on mobile at your fingertips, with ID verification and facial recognition.
One Click for Cash*:
Round-the-clock cash transfer* through FPS even on Sat & Sun upon approval.
Let’s check out UA brand new loan experience! With real-time identity authentication to optimize the process, get a loan is that easy and hassle-free !
Tips for capture HKID Card
  • Environment with adequate lighting
  • Hold the edge of the HKID Card
  • Don’t place it on the table
  • Don’t cover the front side
  • Avoid blur, glare or shadow
Tips for selfie
  • Environment with adequate lighting
  • Facing the front lens of mobile
  • Keep a distance from the mobile
  • Remove all accessories
  • Follow instructions to blink, open your mouth, nod and shake head
Comparing the main money lenders in HK.
+As of June 2022, UA’s cash reward is the highest among the major financial companies in Hong Kong.
*Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday to Sunday (9:00am-5:30pm) and except public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.

Key Facts Statement for Installment Loan:

1.The minimum and maximum repayment period is 3 months and 60 months respectively.
2.The maximum annual percentage rate is 48%.
3.A representative example of total cost for a loan below is for reference only:

  • Loan amount: HK$10,000
  • Monthly installment of HK$1,815 for 6 months
  • Interest rate: 2.5% per month
  • Annual percentage rate: 30%
  • Total repayment amount: HK$10,890