UA “Click to Loan”
                    New loan experience on mobile, it’s just that easy!
                                        - Express loan service from application to cash transfer at your fingertips
 - Click for cash* through FPS
 
1st in HK1:
                    The 1st money lender1 to introduce instant ID verification covering New Smart ID Card. Unmanned loan. Accio cash!
                                        Brand New Experience of YESSSSSS UA app:
                    Apply, drawdown, transfer whenever you want. An easy-to-use interface, faster and easier.
                                        All in the app:
                    100% Online, Just “Click to Loan” in Yes UA app, complete application in just 3 minutes and receive real-time update on loan offer.
                                        One Click for Cash*:
                    Unmanned loan for Yes UA app, allows you to get cash stress-free at midnight via FPS.
                                    
                                        If Android user cannot use Google Play, please follow the steps below to install Android application package (APK) on your mobile device:
- Ensure your device allows installation from “Unknown Sources”. You can check the setting of “Unknown Sources” from your device security settings.
 - Download the APK file.
 - Open the APK file and install.
 - Disable “Unknown Sources” after successful APK installation.
 
(Note: Instruction could be varied across models and operating systems.)
1 Comparing the main money lenders in HK.
*Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday(9:00am-12:30pm) and except Sunday and public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
        *Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday(9:00am-12:30pm) and except Sunday and public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.
Note:
Key Facts Statement for Installment Loan:
1.The minimum and maximum repayment period is 3 months and 60 months respectively.
2.According to the Money Lenders Ordinance, the maximum annual percentage rate is 48%.
3.A representative example of total cost for a loan below is for reference only:
- Loan amount: HK$10,000
 - Monthly installment of HK$1,672 for 6 months
 - Interest rate: 0.092% per month
 - Annual percentage rate: 1.1%
 - Total repayment amount: HK$10,032