UA “Click to Loan”
New loan experience on mobile, it’s just that easy!
  • Express loan service from application to cash transfer at your fingertips
  • Click for cash* through FPS even on Sat & Sun
1st in HK1
The 1st money lender1 to introduce instant ID verification covering New Smart ID Card, leading an innovative loan experience.
All in Mobile:
Express loan service from application, approval, cash transfer on mobile at your fingertips, with ID verification and facial recognition.
One Click for Cash*:
Round-the-clock cash transfer* through FPS even on Sat & Sun upon approval.
Let’s check out UA brand new loan experience! With real-time identity authentication to optimize the process, get a loan is that easy and hassle-free !
Tips for capture HKID Card
  • Environment with adequate lighting
  • Hold the edge of the HKID Card
  • Don’t place it on the table
  • Don’t cover the front side
  • Avoid blur, glare or shadow
Tips for selfie
  • Environment with adequate lighting
  • Facing the front lens of mobile
  • Keep a distance from the mobile
  • Remove all accessories
  • Follow instructions to blink, open your mouth, nod and shake head
Comparing the main money lenders in HK.
*Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday to Sunday (9:00am-5:30pm) and except public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.

Key Facts Statement for Installment Loan:

1.The minimum and maximum repayment period is 3 months and 60 months respectively.
2.The maximum annual percentage rate is 48%.
3.A representative example of total cost for a loan below is for reference only:

  • Loan amount: HK$10,000
  • Monthly installment of HK$1,815 for 6 months
  • Interest rate: 2.5% per month
  • Annual percentage rate: 30%
  • Total repayment amount: HK$10,890