The Largest Money Lender in Hong Kong
Empower Approval Amplify Lending

Remarks：

⁺ As of June 2024, UA’s cash reward is the highest among the major financial companies in Hong Kong.
¹ New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
^ Cash Reward Offer is subject to terms and conditions. For details, please click here.
* During the promotional period, the first 3 customers of each day successfully apply for and drawdown a Designated Loan, as well as complete the designated missions within the specified period, may have a chance to receive the reward. Subject to terms and conditions. For details, please click here.

Key Facts Statement for Instalment Loan：

1. The minimum and maximum repayment period is 3 months and 60 months respectively.
2. The maximum annual percentage rate is 36%.
3. A representative example of total cost for a loan below is for reference only:
   • Loan amount: HK$10,000
   • Monthly instalment of HK$1,815 for 6 months
   • Interest rate: 2.5% per month
   • Annual percentage rate: 30%
   • Total repayment amount: HK$10,890