Remarks:
¹ New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
⁺ As of June 2024, UA’s cash reward is the highest among the major financial companies in Hong Kong.
^{^} Cash Reward Offer is subject to terms and conditions. For details, please click here.
^# United Asia Finance Limited (“the Company”) is the sole financial institution in Hong Kong that does not require customer (including new and existing customers) to provide document proof for the application of “NO SHOW” Personal Loan. Nevertheless, customer must fulfill the respective credit requirements by the Company. Otherwise, customer might be required to come to the branches in person to provide relevant document.
^* Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday(9:00am-12:30pm) and except Sunday and public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.

Key Facts Statement for Installment Loan:

1. The minimum and maximum repayment period is 3 months and 60 months respectively.
2. The maximum annual percentage rate is 36%.
3. A representative example of total cost for a loan below is for reference only:
   • Loan amount: HK$10,000
   • Monthly instalment of HK$1,815 for 6 months
   • Interest rate: 2.5% per month
   • Annual percentage rate: 30%
   • Total repayment amount: HK$10,890