Apply e-Cash Revolving Loan
  • Welcome Cash Reward2 up to $5,000 to all new customers1
  • Just apply once and enjoy unlimited usage of the approved credit line, round the clock instant cash transfer service via phone, internet or mobile APP`
1Fill in Application2Review Details3Complete
Customer Type

Note:

`Instant electronic transfer service is not available during the system maintenance period (Monday to Sunday 9:00pm-12:00am and Sunday 12:00am-8:30am) and subject to the limitation of individual bank’s service terms and conditions. The accumulated daily withdrawal amount is HK$50,000 or below (No limitation within the Company’s business hours).
1New customers refer to the customers who have not held any active loan accounts with the Company in the past 24 months from the date of application, excluding e-Cash Revolving Loan Account opened within the Promotion Period.
2Terms & Conditions apply. For details, please click here.

Key Facts Statement for Revolving Loan:

  1. The minimum and maximum repayment period is 3 months and 12 months with annual renewal (but all terms and conditions of the approved loan will be reviewed and approved on a yearly basis).
  2. The maximum annual percentage rate is 48%. The actual interest charged will be calculated based on the actual withdrawn amount by the customer.
  3. A representative example of total cost for a loan below is for reference only:
    • Withdrawn loan amount: HK$10,000
    • No. of days used: 70 days
    • Annual percentage rate: 30%
    • Total interest: HK$575 (= HK$10,000 x 30% x 70 / 365)
    • Total repayment amount: HK$10,575
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