Apply e-Cash Revolving Loan
  • Welcome Cash Reward2 to all new customers1, instant $200 reward upon successful account opening
  • Just apply once and enjoy unlimited usage of the approved credit line, round the clock instant cash transfer service via phone, internet or mobile APP`
1Fill in Application2Review Details3Complete
Customer Type


`Instant electronic transfer service is not available during the system maintenance period (Monday to Sunday 9:00pm-12:00am and Sunday 12:00am-8:30am) and subject to the limitation of individual bank’s service terms and conditions. The accumulated daily withdrawal amount is HK$50,000 or below (No limitation within the Company’s business hours).
1New customers refer to the customers who never have any loan transaction with the Company, excluding e-Cash Revolving Loan Account opened within the Promotion Period.
2Terms & Conditions apply. For details, please click here.

Key Facts Statement for Revolving Loan:

  1. The minimum and maximum repayment period is 3 months and 12 months with annual renewal (but all terms and conditions of the approved loan will be reviewed and approved on a yearly basis).
  2. The maximum annual percentage rate is 48%. The actual interest charged will be calculated based on the actual withdrawn amount by the customer.
  3. A representative example of total cost for a loan below is for reference only:
    • Withdrawn loan amount: HK$10,000
    • No. of days used: 70 days
    • Annual percentage rate: 30%
    • Total interest: HK$575 (= HK$10,000 x 30% x 70 / 365)
    • Total repayment amount: HK$10,575