Apply e-Cash Revolving Loan
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  • Interest is calculated on daily basis, no interest charge for unused credit
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Customer Type

Key Facts Statement for Revolving Loan:

  1. The minimum and maximum repayment period is 3 months and 12 months with annual renewal (but all terms and conditions of the approved loan will be reviewed and approved on a yearly basis).
  2. The maximum annual percentage rate is 48%. The actual interest charged will be calculated based on the actual withdrawn amount by the customer.
  3. A representative example of total cost for a loan below is for reference only:
    • Withdrawn loan amount: HK$10,000
    • No. of days used: 70 days
    • Annual percentage rate: 30%
    • Total interest: HK$575 (= HK$10,000 x 30% x 70 / 365)
    • Total repayment amount: HK$10,575
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