"Limited Time Offer" Enjoy flexible cash-out and interest free e-Cash Revolving for the 1st year^ upon successfully apply and drawdown Property Owner’s Loan
  • Large personal loan amount, no collateral required
  • No limitations on property usage & types
  • All individual and joint property owners are applicable
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^ The offer is applicable to both “New Customers” and “Existing Customers”. “New Customers” refer to the customers who do not currently hold, or have not held any type of loans in the Company within 24 months before the loan application date. “Existing Customers” refer to the customers who are not New Customers and have not entitled to any offer under this promotion. The maximum credit limit of 0% e-Cash Revolving Loan for the first year is HK$100,000 or 10% of the respective instalment loan amount (whichever is lower). In accordance with the loan agreement, customers are obliged to repay the principal on time, otherwise customers may be liable for the respective finance charge and/or late charge. In addition, the account annual fee will be charged after the waiver in first year. Terms & Conditions apply. For details, please click here.

Key Facts Statement for Installment Loan:

  1. The minimum and maximum repayment period is 3 months and 84 months respectively.
  2. The maximum annual percentage rate is 48%.
  3. A representative example of total cost for a loan below is for reference only:
    • Loan amount: HK$10,000
    • Monthly instalment of HK$1,815 for 6 months
    • Interest rate: 2.5% per month
    • Annual percentage rate: 30%
    • Total repayment amount: HK$10,890