Apply i-Money Internet Personal Loan
  • 【Ace the Quiz for Flight Tickets】New and existing customers1 win a round-trip tickets for two to Europe^ !
  • PLUS the Best-in-town+ Cash Reward up to HK$18,000^^ !
  • Whole loan process completed 24x7 online. Instant cash transfer by FPS*.
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Customer Type

Remarks:

1 New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
^UA round-trip tickets for two to Europe Giveaway Campaign is subject to terms and conditions, please click here for details.
+ As of March 2024, UA’s cash reward is the highest among the major financial companies in Hong Kong.
^^ Cash Reward Offer is subject to terms and conditions. For details, please click here.
* Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday(9:00am-12:30pm) and except Sunday and public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.

Key Facts Statement for Installment Loan:

  1. The minimum and maximum repayment period is 3 months and 60 months respectively.
  2. The maximum annual percentage rate is 36%.
  3. A representative example of total cost for a loan below is for reference only:
    • Loan amount: HK$10,000
    • Monthly instalment of HK$1,815 for 6 months
    • Interest rate: 2.5% per month
    • Annual percentage rate: 30%
    • Total repayment amount: HK$10,890
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