Apply Civil Servants and Professionals Express Loan
  • APR as low as 1.38% with flexible repayment terms: 6 - 60 months
  • Apply online anytime anywhere, no face-to-face contact is required
  • Swift approval, instant cash by FPS*
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Customer Type

Remarks:

Civil Servants and Professionals include but not limited to civil servants, doctors, nurses, dentists, pharmacists, lawyers, accountants, engineers, actuaries, teachers, social workers, professionals with professional licenses or certifications, and any staff employed by public sector/ quasi-government corporations, Airport Authority and Hospital Authority. (UA reserves the final right of interpretation on the definition of professionals)

*Loan approval and electronic transfer service is available from Monday to Friday (9:00am-6:30pm), Saturday(9:00am-12:30pm) and except Sunday and public holidays. The actual date of transfer is subject to the transfer servicing hours of each individual bank.+As of May 2023, UA’s cash reward is the highest among the major financial companies in Hong Kong.
1New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application, excluding e-Cash Revolving Loan Account opened within the Promotion Period.
^^Limited time Cash reward offer is subject to terms and conditions. For details, please click here.

Key Facts Statement for Instalment Loan:

  1. The minimum and maximum repayment period is 6 months and 60 months respectively.
  2. The maximum annual percentage rate is 36%.
  3. A representative example of total cost for a loan below is for reference only:
    • Loan amount: HK$10,000
    • Monthly instalment of HK$1,815 for 6 months
    • Interest rate: 2.5% per month
    • Annual percentage rate: 30%
    • Total repayment amount: HK$10,890
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