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【Best-in-town+ offer! Cash Reward^ up to $18,000】Cash Reward up to $18,000^ for all new and existing customers1!
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Loan Details
Personal Details

Please make the inquiry for the related loan application in person at the Company's loan branch if you disagree with below declarations.

I/We confirm to the following terms and conditions for loan application:

I/We declare that all data and information stated by myself/ourselves in this application is true, accurate and complete and I/We have obtained the prior consent of the referee(s) for their information to be provided and used in relation to this application. I/We also declare that I/We have no intention to submit bankruptcy petition in the coming 12 months. I/We understand that I/We may contact United Asia Finance Limited (“the Company”) to obtain the address of the credit reference agency so as to access for a credit report if I/We shall consider it necessary.
I/We further agree and authorize the Company to:
disclose, exchange all data and information contained herein together with particulars of my/our account(s) with the Company to any credit reference agencies, banks, financial institutions, debt collection agencies and/or contractors providing electronic identity authentication services or any other information sources for consideration of this application;
access Companies Registry or any other relevant departments for the disclosure of my/our personal data including but not limited to the Full Company Search Record including my/our identity card number, residential address and other personal information;
make contact along with (i) the relevant Related Credit Reference Agency and/or (ii) the background checking related to the service provider and/or (iii) similar service provider (if applicable) and access my/our credit data held by the credit reference agency and/or performing the background checking on obtaining a credit report for consideration of this application and/or for further account review which include but not limited to my/our further loan application with the Company through telephone, internet, fax or whatever channels acceptable to the Company. I/We understand and agree that the Company may conduct such reviews to determine if my/our existing credit/loan amount should be increased or decreased or remained unchanged;
confirm, verify and authenticate my/our identity(ies) and approve or decline my/our application at its absolute discretion without stating any reasons and without returning to me/us the copies of supportive documents for this application;
deposit any sum of the loan proceeds to my/our designated bank account previously identified to you at time of application (if any) for loan disbursement;
collect all data that are required to support this application and I/We have been advised of my/our right to access, update or amend such data and information held by the Company or credit reference agency;
provide me from time to time with the marketing and product information from the Company through direct contact with me and/or access through any electronic means including but not limited to use of telephone calls, email, fax, SMS/MMS, pre-recorded voice/video messages;
hold, use, process and disclose all personal data and information relating to me which are provided by me at the request of the Company or collect in the course of dealings between me and the Company for such marketing and other purposes and to such persons in accordance with the Company’s policies on use and disclosure of personal data as set out in statements, circulars, notices or terms and conditions made available by the Company to customers and other individuals from time to time, irrespective of whether my application is subsequently withdrawn or rejected;
obtain effect and take out life insurance (at the Company’s own costs and expenses without recourse to me/us) to protect the Company’s interest against my/our indebtedness due to the Company in the event of my/our death, with the Company being made the policy owner and the sole and ultimate beneficiary under such insurance policy and for this purpose, I/we authorize and consent to the Company disclosing all my/our personal data and information (including but not limited to my/our names, identification document numbers, loan account numbers, loan amount and outstanding indebtedness from time to time) to insurer(s) that the Company choose to obtain effect and take out such insurance. I/We further confirm and agree that the ownership interest rights title and benefit under such insurance belongs to the Company solely and personally and does not form any security against my/our indebtedness to the Company.
If you do not wish United Asia Finance Limited to use your personal data in direct marketing, please click here.


+ As of Jan 2024, UA’s cash reward is the highest among the major financial companies in Hong Kong.
1 New and existing customers refer to the customers who have not any loan transaction with the Company in the past 24 months from the date of application. For e-Cash Revolving Loan applicants who open account, before Personal Instalment Loan application, within the Promotion Period is granted for exemption to entitle the above reward.
^ Cash Reward Offer is subject to terms and conditions. For details, please click here.

Key Facts Statement for Installment Loan:

1.The minimum and maximum repayment period is 3 months and 60 months respectively.

2.The maximum annual percentage rate is 36%.

3.A representative example of total cost for a loan below is for reference only:

  • Loan amount: HK$10,000
  • Monthly instalment of HK$1,815 for 6 months
  • Interest rate: 2.5% per month
  • Annual percentage rate: 30%

Total repayment amount: HK$10,890