Stephanie works in a telecommunication engineering company as Marketing Officer. Recently, she urgently needed HK$50,000 for settling the medical fee for her family. Her limited savings does not help on this incident. Stephanie had sought help from banks and financial companies but she was not able to visit branch for loan application as has to work overtime on Saturday afternoon and Sundays. Besides, she did not keep her income proof which was one of the loan application requirements. Worst of all, if Stephanie asks her employer for income proof directly, the employer may realize it was for loan application.
Last Sunday, on the way back to office, Stephanie saw the advertisement on the bus body. It was the UAF "No Show" Personal Loan, highlighting no need to show any proven document; just a phone call and can get what you want. She immediately called the hotline after back to office. Unexpectedly, she only needed to provide her personal information over the phone and replied through SMS for loan confirmation afterwards. The loan amount was then transferred to her designated bank account directly. She was not required to show up at any branches as well as providing any supporting documents, including the HK identity card. UAF "No Show" Personal Loan provides her the most convenient way to cope with her financial difficulties, unnecessary to show up, just a phone call can ease her difficulties.
Key Facts Statement for Instalment Loan:
|1.||The minimum and maximum repayment period is 3 months and 60 months respectively.|
|2.||The maximum annual percentage rate is 48%.|
|3.||A representative example of total cost for a loan below is for reference only:|
|- Loan amount: HK$10,000|
|- Monthly instalment of HK$1,815 for 6 months|
|- Interest rate: 2.5% per month|
|- Annual percentage rate: 30%|
|- Total repayment amount: HK$10,890|