i-Money Internet Loan

i-Money Internet Personal Loan

Apply anytime anywhere to enjoy round-the-clock loan transfer*

  • Complete the whole application process online, no face-to-face contact is required
  • Upon approval, cash will be transferred to your designated account
  • Enjoy convenient cash flow with "7 days a week" electronic transfer service*


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Case 1:

Tom is a shop supervisor of a renowned retailing group for luxury watch and jewellery, with around HK$40,000 monthly income (including commission). According to the recent good business of the shop, Tom felt that the economy would flourish and that provided a good investment opportunity. For that, he needed a capital of HK$100,000 but it was hard for him to go to financial institutions to apply loan due to the long working hours.

 

Till a night at home, Tom has found a promotion of UAF "i-Money Internet Personal Loan" while surfing the internet and knew that the loan application procedures can be completed through internet. It doesn’t need any face-to-face contact and cash will be transferred to the designated account upon approval. Then, he applied loan online immediately and a loan amount of HK$100,000 had been transferred to his account very soon. Other than that, UAF also credited him a HK$50,000 "e-Cash Revolving Loan" for emergency use, no interest will be charged for any unused credit.

 

 

Case 2:

1 year from now, Patrick took the offer of being a manager in Shanghai office of a multi-national trading company. After that, he decided to settle down and purchase a flat in Shanghai.

 

He earns HK$35,000 per month but still lacking in a lump-sum to pay the deposit. Before he went back to Hong Kong to make a loan application, Patrick knew that UAF offers "i-Money Internet Personal Loan" that the loan application procedures can be completed through online from talking with some expatriates from Hong Kong in a gathering. It doesn’t need any face-to-face contact and cash will be transferred to the designated account upon approval.

 

He then applied loan through internet and a loan amount of HK$300,000 had been transferred to his account very soon. Other than that, UAF also credited him a HK$75,000 "e-Cash Revolving Loan" for managing other expenses related to his flat purchase. No interest will be charged for any unused credit.

 

 

 

 

 

 

 

 

Note:

* "7 days a week" electronic transfer service is only available for loan disbursement account at designated bank. For designated bank, bank transfer is available on Monday to Friday (9:00 am to 7:30 pm), Saturday and Sunday (9:00 am to 5:30 pm), except public holidays. The actual date of transfer is subject to the transfer servicing hours of individual bank. 

 

Key Facts Statement for Instalment Loan:

 1.  The minimum and maximum repayment period is 3 months and 60 months respectively.
 2. The maximum annual percentage rate is 48%.
 3. A representative example of total cost for a loan below is for reference only:
  - Loan amount: HK$10,000
  - Monthly instalment of HK$1,815 for 6 months
  - Interest rate: 2.5% per month
  - Annual percentage rate: 30%
  - Total repayment amount: HK$10,890